Short-Term Bridging Loans
From £50,000 to £20 Million+
If you require a short-term loan and need the funds quickly, we can provide funding for any legitimate purpose over loan terms ranging from 1 day to 24 months. With our help obtaining bridging finance is, in essence, a simple process and loans can be secured on both residential and commercial property assets and land/development sites quickly and efficiently.
Some potential uses:
- Buying a bargain property at ‘below market value’
- Buying a property which is deemed ‘un-mortgageable’ and requires significant refurbishment.
- Buying a property at auction and needing funds quickly to complete on the purchase
- Raising cash to buy a business, purchase stock or perhaps buy out a business partner
- Raising cash to pay a personal or business tax bill
- Raising cash to stave off a repossession order
We can move very quickly giving an immediate decision and very often have the loan offer issued the same day. Funds can draw down generally within a matter of days and our experienced team will assist with all the necessary administration and valuations to ensure a smooth process.
How We Can help You Succeed With Bridging
- Overcome Challenges Aligning Payment Schedules With Programme Delays: developers may face challenges in aligning repayment schedules with project timelines, especially if there are unexpected delays. Our ready made relationships with a huge range of funders ensure we can step in and help you overcome potentially disastrous cash flow issues caused by delays.
- Don't Miss Out On That Golden Opportunity: Move quickly to secure the 'below market value' opportunity, profit by snapping up property at auction, or move forwards with a property deemed 'un-mortgageable' because of the level of refurbishment it requires. We can get funding in place quickly and efficiently and ensure you have confidence you are getting the very best funding terms available whilst avoiding spending precious time finding the right solution. Lean on us we'll do the hard work for you!
- Navigate High-Interest Rates: Bridging loans often come with higher interest rates compared to traditional long-term financing, impacting the overall cost of the project. We have relationships with 300+ funders that ensures that we can source you the very best funding solutions available and that benefit from solutions you may not be able to source without a professional broker.
- Overcome Development Loan-to-Value (LTV) Ratio Issues: Lenders may restrict the loan amount based on the property's value, and developers may need to secure additional funding sources to cover the remaining costs. We can source the very best solution for your business quickly and efficiently ensuring you maximise your profits and development success
- Overcome Funder Risk Assessment Criteria Issues: Bridging lenders conduct rigorous risk assessments, and if a project is deemed high-risk, developers may encounter difficulties in securing the necessary financing. By leveraging our excellent relationships with over 300+ funders and our experience in packaging funding proposals we ensure that your chances of success are maximised.
- Develop Your Perfect Exit Strategy: Bridging lenders typically require a clear and viable exit strategy for repaying a development loan. Developers must demonstrate a reliable plan for repayment, such as through the sale of the property or refinancing. Through our experience in the sector we can help you develop the perfect exit strategy for your development and give you access to industry leading bridging solutions.
- Navigate Market Volatility: Development finance can be sensitive to market fluctuations. Developers may face challenges if the property market experiences volatility during a Development loan term. We can be your strategic partner in planning bridging the gap with any un-foreseen delays to the marketing & sales process and ensuring you do not default on any outstanding development loan terms.
- Overcome Credit History or Lack Of Experience: Developers' credit history or lack of experience can impact their ability to secure bridging finance. Those with less-than-ideal credit or no proven track record may find it challenging to obtain favourable terms. Because of the various forms on funder in our network ranging from high street lenders right through to peer to peer and private equity lenders we may be able to source a solution you though would be be unavailable to you. If its possible we'll find a way!
- Navigate Complex Projects: Complex projects may pose challenges in securing bridging finance, especially if lenders perceive increased risks due to the project's size, scope, or unique characteristics. Using our exceptional relationships with a huge range of different funders we ensure you can navigate even the most complex of capital requirements.
- Ensure The Success Of Your Proposals: Overcoming funding challenges involves careful planning, thorough due diligence, and a well-prepared application that addresses the lenders' concerns. Developers benefit from seeking our guidance and using our experienced experts in the bridging finance industry. We represent you not the lender and we are committed to helping you succeed.
- Elite Bridging Finance Network: Unlock a privileged gateway to an exclusive network of over 300 lenders, including leading banks and private equity providers, specialising in bespoke bridging finance solutions for your unique needs.
- Tailored Bridging Solutions: Experience personalised bridging finance solutions meticulously crafted to align seamlessly with the specific requirements of your property development project. Our expertise ensures optimal terms and rates for swift and effective financing.
- Rapid Turnaround Time: Skip the time-consuming and costly search for the right bridging finance provider. Our streamlined process guarantees a quick and efficient financing experience, essential for the dynamic demands of bridging your property development.
- Most Competitive Bridging Rates: Leverage our influential lender relationships to secure the best possible interest rates for your bridging finance, maximizing profitability and minimising financial strain on your project.
- Strategic Bridging Partnerships: Benefit from our established relationships with key industry players in the bridging finance sector. We connect you with the correct professionals and services and create a holistic support system for your project.
- Dedicated Bridging Support: Experience unparalleled support from a team committed to your success in bridging finance. We go above and beyond to ensure your bridging finance needs are met, fostering a relationship built on trust and reliability.
- Proven Bridging Track Record: Rely on a market-leading bridging finance broker with a proven track record of successfully securing financing for a diverse range of property development projects. Our expertise in bridging finance ensures tangible results.
- Choosing our bridging services is an unparalleled investment in the success of your property development venture. With Build Synergy Capital, we unlock the full potential of your project through tailored bridging finance solutions that will maximise the success and profitability of your project.